Life Insurance With No Medical Exam
You do not need a medical exam to apply for personalized online life insurance coverage. Simply answer a few health-related questions. Regardless of your health status, you can qualify for a no-medical-exam life insurance policy.
Fast, online life insurance with no medical exam
Complete our 100% online application in minutes. Just answer a few health questions and receive your life insurance quote today with no requirements of a medical exam.
Term length flexibility
We offer 10-, 15-, 20-, and 30-year terms.
Coverage up to $2 million
Choose coverage from $100,000 to $2 million.
Expert help when you need it
Our team of licensed agents can answer all your questions.
Personalized
See If No-Exam Life Insurance Works For You
Our application is free and won’t affect your credit score.
Hassle-Free Life Insurance
Legacy Life Group knows that some insurers require a medical exam if you have health issues or a high-risk job, which can lead to higher premiums. For those facing this, options like simplified issue and guaranteed issue policies may be available, with coverage up to $30,000.
Applicants Don't Need a Medical Exam
After answering a few health questions and submitting your application, it will be reviewed for quick approval. Depending on your situation, you might need to provide additional medical information.
How To Expedite Your Application
When You Apply
Please answer each question with detailed and accurate information. Additionally, have the following ready:
– Driver’s license
– Social Security number (for identity verification)
– Personal and family medical history
– Current prescription information
After You Apply
If you’re asked to provide follow-up information, please respond promptly. The policy underwriting process will be delayed until all requested details are received.
